Our goal when offering benefits advice is to provide you with the highest possible return on your benefits dollars and to ensure your interests are served. We do this through smart and effective plan design, skillful negotiations with multiple insurers, and continual monitoring of your plan. We stay on top of industry trends, help you understand your cost drivers and engage your employees in the process to ensure you get the best value possible from your plan. Our process helps you attract and retain quality people as you focus on managing and growing your business.

We provide the following services to YOU:

• determine your goals as an organization in regards to Employee Benefits
• tailor a plan design that works for your organization now and in the future
• market your plan to multiple insurers and make recommendations that align to your corporate goals
• monitor your plan's financial results and make recommendations to maintain the plan's value
• provide guidance to you and your staff on insurance and related matters
• engage employees in Health and Wellness initiatives
• simplify the process of benefits administration/operation
• provide advice and benefits benchmarking data relevant to your industry and geographic location

Benefits:

• Traditional Insured Benefit Plans
• Healthcare Spending Accounts
• ASO Benefit Plans (Self-Insured)
• Health and Welfare Trusts
• Coverage for Foreign Employees of Canadian Firms
• Cost-Plus Arrangements
• Group Critical Illness
• Guaranteed Standard Issue (GSI) Disability Coverage

Pensions:

• Registered Pension Plans (RPP)
• Registered Retirement Savings Plans (RRSP)
• Tax-Free Savings Accounts (TFSA)
• Deferred Profit-Sharing Plans (DPSP)
• Employee Profit-Sharing Plans (EPSP)
• Non-Registered Savings Plans (NRSP)

Insurance:

• Life Insurance
• Disability Insurance
• Critical Illness Insurance
• Long-Term Care Insurance
• Individual Health and Dental Plans
• Segregated Fund Investments